Re: The Official USD to D-I Smack Thread
Just don't give the kids an invitation to use your property as their track and you should be ok as far as them suing you. I echo JD's suggestion to buy an umbrella policy. Cheapest and best insurance you can buy. Generally you are only paying an additional $200-$300 per year for a huge bump in insurance coverage. Just make sure you specifically ask for BOTH Uninsured and Underinsured Motorist Coverage. Write those terms down and make sure they're on your policy. UM & UIM. Need em both.
Originally posted by JimmyJack
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Just don't give the kids an invitation to use your property as their track and you should be ok as far as them suing you. I echo JD's suggestion to buy an umbrella policy. Cheapest and best insurance you can buy. Generally you are only paying an additional $200-$300 per year for a huge bump in insurance coverage. Just make sure you specifically ask for BOTH Uninsured and Underinsured Motorist Coverage. Write those terms down and make sure they're on your policy. UM & UIM. Need em both.
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